Find the right mortgage
for your UAE property.

Yes, you can start by discussing your circumstances and potential borrowing budget. Bank pre-approval may help with your search, but remains subject to the lender's terms and is not a final lending commitment.

Yes. Options may be available for eligible non-residents. Availability depends on factors such as your country of residence, income, property and the lender's requirements.

Yes. Lenders may assess your business history and income evidence alongside your wider financial circumstances. Documents and eligibility requirements vary.

Your contribution depends on the property, applicant category and lender assessment. Budget for applicable purchase and finance costs as well. An advisor can help identify the information needed to review your circumstances.

Potentially, but not every project or purchase stage is eligible. Financing during construction and a mortgage arranged closer to handover may have different requirements. Project acceptance and lender assessment are essential.

Rates depend on the product, lender and your financial profile. Consider the fixed or variable structure, any follow-on rate, fees and repayment terms rather than comparing an introductory rate alone.

The lender considers income, existing commitments, property value, your available contribution and other eligibility requirements. An initial discussion does not confirm an approved amount.

This form requests a conversation; it is not a bank application. Credit checks may form part of a subsequent lender process. Ask the advisor what checks are involved before proceeding.

Requirements depend on the lender and your profile. They may include identity, residency, income, bank and property documents. Self-employed applicants may need additional business records. Do not upload sensitive documents through this initial enquiry form.

Timing depends on the lender, the completeness of your documents, the property and the transaction. A Housiq enquiry is not an approval, and no approval timeframe is guaranteed.

A suitable route may be available, depending on ownership, existing finance, affordability, property valuation and the intended purpose. The arrangement must meet lender and applicable regulatory requirements. Consider fees and total repayment costs.

A second property purchase, refinancing and a second charge over the same property are different arrangements. Availability and permissions depend on the structure. Your advisor must review the details before an option is suggested.